When it comes to creating your annual holiday greetings, choosing the right finish can make a big difference in the overall look and feel of your cards. The debate between matte and glossy Christmas cards often comes down to personal preference, but each finish offers distinct advantages that can influence how your photos and messages are received. Selecting the right type of paper finish can feel like an important decision — after all, it’s the first thing your friends and family will see when they open that envelope.
In this guide, we’ll explore the differences between matte and glossy finishes, outlining the benefits and drawbacks of both to help you decide which option best suits your holiday style. Whether you’re drawn to a soft, elegant look or something bold and shiny, Nations Photo Lab offers a wide variety of matte and semi-gloss Christmas photo cards as well as options that are perfect for glossy Christmas photo cards.

What is a Matte Photo Paper Finish?
A matte photo paper finish has a smooth, non-reflective surface that gives images a soft, sophisticated appearance. The texture absorbs light rather than reflecting it, resulting in a flat, velvety look that’s free from glare or shine. Colors tend to appear more muted compared to glossy finishes, but this creates a timeless, professional style that feels elevated and classic.
Many people choose a matte finish for Holiday Cards because it’s elegant, easy to write on, and ideal for photos that feature subtle tones or warm, cozy lighting.
The Benefits of a Matte Finish for Christmas Cards
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Resistant to fingerprints and smudges
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Reduces glare, making it easy to see from any angle
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Professional look, perfect for sending cards to co-workers or clients
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Easy to read under bright lighting
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Smooth, sophisticated texture adds a touch of luxury
A matte finish is also great if you like to add handwritten messages to your cards. The texture holds ink beautifully without smearing, giving your holiday wishes a more personal, heartfelt touch.
The Disadvantages of a Matte Finish for Christmas Cards
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Colors appear softer and less vibrant, which may not suit festive or colorful photo designs
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Images can look slightly less sharp compared to glossy finishes
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May absorb fingerprints more easily if handled frequently
If you’re going for a card full of bold reds, greens, and shimmering holiday lights, matte may not deliver the same bright punch as glossy finishes.

What is a Glossy Photo Paper Finish?
A glossy photo paper finish features a shiny, reflective coating that enhances color saturation and contrast. Glossy Christmas cards are smooth to the touch, with a polished sheen that makes colors pop and images appear more vibrant. This finish is ideal for photos taken in bright lighting or with lots of detail, as it adds depth and visual impact.
If you want your Christmas greetings to truly sparkle, glossy Christmas Cards can make your images stand out — perfect for family portraits, pet photos, or holiday lights glistening in the snow.
The Benefits of a Glossy Finish for Christmas Cards
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Can be ordered individually, so you can order as many or little as you need
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Enhanced color and vibrance, perfect for festive designs
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Ideal for high-resolution images that require crisp detail
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Sleek and stylish finish that gives a premium feel
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Great for photos with bright lights, sparkles, or rich tones
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Adds visual depth and contrast
If you’re unsure whether your image is sharp enough for a glossy finish, check out our image resolution guide for tips on getting the best print quality possible.
The Disadvantages of a Glossy Finish for Christmas Cards
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Printed on photo paper, so only one-sided design
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Can create glare under bright lights, making them harder to view from some angles
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Prone to smudges, fingerprints, and reflections
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More challenging to write on with pen or marker
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The reflective surface can distract from text-heavy designs
For cards that will be handled frequently or include a handwritten message, glossy may not be the most practical choice.

Matte vs Glossy Christmas Cards: What’s the Difference?
Below is a quick comparison table to help you decide which finish is right for you. For more details on how these finishes perform on other products, visit our blog on glossy vs matte photo prints.
| Feature | Matte Finish | Glossy Finish |
|---|---|---|
| Appearance | Smooth, non-reflective, elegant | Shiny, polished, and reflective |
| Color Quality | Soft, subtle tones | Bright, vibrant colors |
| Texture | Velvety and easy to write on | Slick and smooth |
| Glare | No glare, easy to read in all lighting | Reflective and can cause glare |
| Durability | Resistant to fingerprints | Prone to smudges and fingerprints |
| Ideal For | Professional, minimalist, or text-heavy designs | Bold, colorful photos and high-resolution images |
| Price | Often slightly higher | Generally more affordable |
Conclusion
Choosing between matte and glossy Christmas cards ultimately depends on the look you’re going for and how you plan to use them. Matte finishes provide an elegant, professional appearance that’s great for subtle photos and handwritten notes, while glossy finishes deliver rich colors and a striking shine that bring your festive imagery to life.
No matter which you choose, both options can beautifully showcase your holiday memories. To learn more about the different paper types and how to find the right one for your design, explore our guide on how to choose your card paper type.
And if you want to explore beyond holiday cards, browse our full collection of high quality Photo Prints to find the perfect finish for every photo-worthy moment.